MFPRSI. Municipal Fire & Police Retirement System of Iowa

New Members

Welcome to MFPRSI!

Being employed as a firefighter or police officer by one of the 49 participating cities in the Chapter 411 system means you've taken an important step in achieving retirement security. Even as a new member in MFPRSI, it is never too early to start thinking about retirement. 

What You Need to Know

MFPRSI, also known as the "Chapter 411" system (as in, MFPRSI was created and is governed by Iowa Code Chapter 411), is a long-term retirement system that provides retirement benefits to members once you reach a certain age and have accumulated the required years of service. Once you have retired your benefits will last for life and may even be transferred to your designated beneficiary.

The size of your pension depends upon your years of service, the benefit option you select, and the average of your highest three years of earnable compensation.

In order to receive a pension from MFPRSI you must be at least age fifty-five or older and you must be vested in the retirement system. Vesting is achieved either by completing four years of service or reaching age fifty-five while an active member.

MFPRSI is funded through member contributions (currently 9.4% of your pay) and city employer contributions which are used to invest in a diversified investment portfolio. In turn, the investment portfolio's earnings provide the third, and largest, funding to the retirement system.


Contact us at 888.254.9200 or use our Contact Form if you have questions about the retirement system. Additionally, be sure to look through the collection of materials below to learn more.

New Members

This video provides brief descriptions of the retirement system's service retirement benefits, disability benefits, and steps new members can take to ensure accurate membership processing. 


Disability Benefits

MFPRSI provides important protection for members and their families when a member is injured or becomes ill. Disability benefits provide lifetime (or temporary) monthly benefit payments. The video above briefly discusses and compares the disability benefits offered by the Chapter 411 system.

Disability Retirement Brochure - No one plans to become injured or ill and not be able to perform their professional duties, but if the worst happens you should know what options you have concerning your retirement. This brochure provides an overview of MFPRSI's disability benefits.

Benefit Handbook

The Benefit Handbook provides information to our membership concerning the benefits and programs of MFPRSI.